RateCity.com.au
powering smart financial decisions
Well Home Loans

Well Balanced

announcement

RateCity Says: If you have 20% or more in deposit or equity available, you may be able to benefit from a low variable rate, access to a 100% offset account, plus free redraws

Awards

Winner of Best Variable, Best Refinance Home Loan, RateCity Gold Awards 2021

Interest rate

1.85

% p.a

Variable

Comparison Rate*

1.88

% p.a

Maximum LVR
80%
Real Time Rating™

4.14

/ 5
Monthly Repayment

$1,250

based on $300,000 loan amount for 25 years at 1.85%

Go to site
Interest rate

1.85

% p.a

Variable

Comparison Rate*

1.88

% p.a

Maximum LVR
80%
Real Time Rating™

4.14

/ 5
Monthly Repayment

$1,250

based on $300,000 loan amount for 25 years at 1.85%

Go to site

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,250

based on $300,000 loan amount for 25 years at 1.85%

Quick home loan review

For Well Balanced Home Loan (Principal and Interest) (LVR < 80%) Special

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option
  • Features on 2021 RateCity Awards

These are the drawbacks of this home loan.

  • No offset account
  • Higher than average upfront fee
  • Discharge fee at end of loan
  • No repayment holidays

Home loan overview

For Well Balanced Home Loan (Principal and Interest) (LVR < 80%) Special

TMD

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

5 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

785

Application fee

250

Valuation fee

$0

Settlement fee

0

Other upfront fee

150

Ongoing fee

$0

Discharge fee

300

Application method

Phone

Broker

In branch

Target Market Determination

Visit Well Home Loans to view Target Market Determination.

Other Benefits

100% offset available for $10 per month

Embed