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Well Balanced
RateCity Says: If you have 20% or more in deposit or equity available, you may be able to benefit from a low variable rate, access to a 100% offset account, plus free redraws
Winner of Best Variable, Best Refinance Home Loan, RateCity Gold Awards 2021
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Explore
1.85
% p.a
Variable
1.88
% p.a
$1,250
based on $300,000 loan amount for 25 years at 1.85%
On this page
1.85
% p.a
Variable
1.88
% p.a
$1,250
based on $300,000 loan amount for 25 years at 1.85%
Calculate your repayments for this loan
Your estimated repayment
$1,250
based on $300,000 loan amount for 25 years at 1.85%
Quick home loan review
For Well Balanced Home Loan (Principal and Interest) (LVR < 80%) Special
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No ongoing fees
- Extra repayments and redraw facility
- Free redraw facility
- Split account option
- Features on 2021 RateCity Awards
These are the drawbacks of this home loan.
- No offset account
- Higher than average upfront fee
- Discharge fee at end of loan
- No repayment holidays
Home loan overview
For Well Balanced Home Loan (Principal and Interest) (LVR < 80%) Special
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $375,000 |
Interest rate type Variable | |
Borrowing range
$200k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 5 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Unlimited extra repayments | Offset account No |
Redraw facility Redraw fee: $0 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 785 | Application fee 250 |
Legal fee $385 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 150 |
Ongoing fee $0 | Discharge fee 300 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Well Home Loans to view Target Market Determination.
Other Benefits
100% offset available for $10 per month