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St.George Bank Vertigo Visa (Balance Transfer Offer)
Balance Transfer
0% for 32m BT (0% fee) + $0 First Year annual Fee + 0% APR for 6months.0% p.a. for 32 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. $0 First Year annual fee 0% APR for 6 months New cards only, Eligibility criteria and T&Cs apply.
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Explore
Purchase Rate
0.00
% p.a
for 6 months then 13.99%
Balance Transfer Rate
0
% p.a
for 32 months then 21.49%
Annual Fee
$0
for 12 months then $55
Max Free Days
55
$15
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Purchase Rate
0.00
% p.a
for 6 months then 13.99%
Balance Transfer Rate
0
% p.a
for 32 months then 21.49%
Annual Fee
$0
for 12 months then $55
Max Free Days
55
$15
Quick credit card review
For Vertigo Visa (Balance Transfer Offer)
These are the benefits of this credit card.
- Lower than average ongoing purchase rate
- Reduced $0 annual fee in the first 12 months and $55 p.a thereafter.
- Lower than average annual fee
- Free supplementary cards
These are the drawbacks of this credit card.
- No reward program
Credit card overview
For Vertigo Visa (Balance Transfer Offer)
- Details
- Fees
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $10 |
Minimum credit limit $500 | Maximum credit limit $40k |
Free supplementary cards | Number free supplementary 1 |
Instant Approval |
Fees
Annual Fee Annual Fee $0 for 12 months then $55 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 0.00 % p.a for 6 months then 13.99% |
Cash advance rate 21.49% |
Cash advance fee 2% or $2.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0 % p.a for 32 months then 21.49% |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee $0 |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $0 |
Eligibility conditions Regular, verifiable income |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
- Balance Transfer 0% for 32m BT (0% fee) + $0 First Year annual Fee + 0% APR for 6months.0% p.a. for 32 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. $0 First Year annual fee 0% APR for 6 months New cards only, Eligibility criteria and T&Cs apply.
Target Market Determination
Visit St.George Bank to view Target Market Determination.