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BankSA

BankSA Vertigo Visa

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Balance Transfer

0% for 32m BT (0% fee) + $0 First Year annual Fee + 0% APR for 6months

0% p.a. for 32 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. $0 First Year annual fee 0% APR for 6 months New cards only, Eligibility criteria and T&Cs apply.

Purchase Rate

Purchase Rate

0.00

% p.a

for 6 months then 13.99%

Balance Transfer Rate

Balance Transfer Rate

0

% p.a

for 32 months then 21.49%

Annual Fee

Annual Fee

$0

for 12 months then $55

Max Free Days

Max Free Days

55

Late Payment Fee

$15

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Purchase Rate

Purchase Rate

0.00

% p.a

for 6 months then 13.99%

Balance Transfer Rate

Balance Transfer Rate

0

% p.a

for 32 months then 21.49%

Annual Fee

Annual Fee

$0

for 12 months then $55

Max Free Days

Max Free Days

55

Late Payment Fee

$15

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Quick credit card review

For Vertigo Visa

These are the benefits of this credit card.

  • Lower than average ongoing purchase rate
  • Reduced $0 annual fee in the first 12 months and $55 p.a thereafter.
  • Lower than average annual fee
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards

These are the drawbacks of this credit card.

  • No reward program

TMD

Credit card overview

For Vertigo Visa

TMD

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

Interest Free Days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$500

Maximum credit limit

$80k

Free supplementary cards

Number free supplementary

1

Instant Approval

Fees

Annual Fee

Annual Fee

$0

for 12 months then $55

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$0

Duplicate statement fee

$2

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Electronic Wallet Service

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Important Rates

Rates

Purchase Rate

Purchase Rate

0.00

% p.a

for 6 months then 13.99%

Cash advance rate

21.49%

Cash advance fee

2% or $2.5

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

0

% p.a

for 32 months then 21.49%

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

$0

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Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

Overseas charges

Estimated ATM Cost

$9

for AU $300 withdrawal

Rewards

Program name

Rewards Available

Eligibility

Minimum age

18

Minimum income

$0

Eligibility conditions

Regular, verifiable income

Residency

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Perks

  • FREE SUPPLEMENTARY CARDS
Specials
  • Balance Transfer 0% for 32m BT (0% fee) + $0 First Year annual Fee + 0% APR for 6months
    0% p.a. for 32 months on balance transfers requested at card application. 0% balance transfer fee applies. Rate then switches to applicable variable cash advance rate. $0 First Year annual fee 0% APR for 6 months New cards only, Eligibility criteria and T&Cs apply.

Target Market Determination

Visit BankSA to view Target Market Determination.

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