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1 Year Fixed (Owner Occupied Principal & Interest)
RateCity Says: Fix the interest rate on your owner occupier home loan for up to twelve months and pay no ongoing fees.
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1.79
% p.a
Fixed - 1 year
2.18
% p.a
$1,241
based on $300,000 loan amount for 25 years at 1.79%
On this page
1.79
% p.a
Fixed - 1 year
2.18
% p.a
$1,241
based on $300,000 loan amount for 25 years at 1.79%
Calculate your repayments for this loan
Your estimated repayment
$1,241
based on $300,000 loan amount for 25 years at 1.79%
Quick home loan review
For 1 Year Fixed (Owner Occupied Principal & Interest)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront or ongoing fees
These are the drawbacks of this home loan.
- No extra repayments
- No redraw and no offset
- Loan reverts to higher rate after fixed period
- Not available for first home buyers
- No repayment holidays
Home loan overview
For 1 Year Fixed (Owner Occupied Principal & Interest)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 80% | Total Repayments $372,300 |
Interest rate type Fixed - 1 year | |
Borrowing range
$100k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 1 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Not Allowed | Offset account No |
Redraw facility | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee $0 | Valuation fee $0 |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $0 | Discharge fee 0 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit UBank to view Target Market Determination.