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Beyond Bank Australia

Total Home Loan Package

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RateCity Says: Set a low rate for two years, make up to $25,000 in extra repayment with the option of redraw, and enjoy a low rate credit card with a waived annual fee.

Interest rate

1.79

% p.a

Fixed - 2 years

Comparison Rate*

3.73

% p.a

Maximum LVR
60%
Real Time Rating™

2.41

/ 5
Monthly Repayment

$1,241

based on $300,000 loan amount for 25 years at 1.79%

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Interest rate

1.79

% p.a

Fixed - 2 years

Comparison Rate*

3.73

% p.a

Maximum LVR
60%
Real Time Rating™

2.41

/ 5
Monthly Repayment

$1,241

based on $300,000 loan amount for 25 years at 1.79%

Go to site
View Now

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,241

based on $300,000 loan amount for 25 years at 1.79%

Quick home loan review

For Total Home Loan Package Home Loan Fixed Special 2 Years (LVR < 60%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront fees
  • Redraw facility available
  • Extra repayments and redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Limited extra repayments
  • No offset account
  • Loan reverts to higher rate after fixed period
  • Not available for first home buyers
  • Ongoing fee
  • Discharge fee at end of loan
  • Maximum loan amount is limited to 60% of the property's value

Home loan overview

For Total Home Loan Package Home Loan Fixed Special 2 Years (LVR < 60%)

TMD

Details

Maximum LVR

60%

Total Repayments

Next LVR

Interest rate type

Fixed - 2 years

Borrowing range

Suitable for

Owner Occupiers

Loan term range

5 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Yes - limited to $24999

Redraw facility

Redraw fee: $35

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

At Cost

Settlement fee

0

Other upfront fee

0

Ongoing fee

$395 annually

Discharge fee

350

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit Beyond Bank Australia to view Target Market Determination.

Other Benefits

Waived credit card annual fee ($49), Fee Free Banking. Redraw fee is waived for Internet Banking.

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