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Total Home Loan Package
RateCity Says: Set a low rate for two years, make up to $25,000 in extra repayment with the option of redraw, and enjoy a low rate credit card with a waived annual fee.
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1.79
% p.a
Fixed - 2 years
3.73
% p.a
$1,241
based on $300,000 loan amount for 25 years at 1.79%
On this page
1.79
% p.a
Fixed - 2 years
3.73
% p.a
$1,241
based on $300,000 loan amount for 25 years at 1.79%
Calculate your repayments for this loan
Your estimated repayment
$1,241
based on $300,000 loan amount for 25 years at 1.79%
Quick home loan review
For Total Home Loan Package Home Loan Fixed Special 2 Years (LVR < 60%)
These are the benefits of this home loan.
- Interest rates ranked in the best 20%
- No upfront fees
- Redraw facility available
- Extra repayments and redraw facility
- Split account option
These are the drawbacks of this home loan.
- Limited extra repayments
- No offset account
- Loan reverts to higher rate after fixed period
- Not available for first home buyers
- Ongoing fee
- Discharge fee at end of loan
- Maximum loan amount is limited to 60% of the property's value
Home loan overview
For Total Home Loan Package Home Loan Fixed Special 2 Years (LVR < 60%)
- Details
- Features
- Fees
- Application method
Details
Maximum LVR 60% | Total Repayments $372,300 |
Interest rate type Fixed - 2 years | |
Borrowing range
$50k
-
$2m
| Suitable for Owner Occupiers |
Loan term range 5 - 30 years | Principal & interest |
Interest only | Applicable states ACT, NSW, NT, QLD, SA, TAS, VIC, WA |
Features
Extra repayments Yes - limited to $24999 | Offset account No |
Redraw facility Redraw fee: $35 | Split interest facility |
Loan portable | Repayment holiday available |
Allow guarantors | Available for first home buyers |
Fees
Total estimated upfront fees 0 | Application fee 0 |
Legal fee At Cost | Valuation fee At Cost |
Settlement fee 0 | Other upfront fee 0 |
Ongoing fee $395 annually | Discharge fee 350 |
Application method
Online | Phone |
Broker | In branch |
Target Market Determination
Visit Beyond Bank Australia to view Target Market Determination.
Other Benefits
Waived credit card annual fee ($49), Fee Free Banking. Redraw fee is waived for Internet Banking.