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ANZ

ANZ Rewards

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Bonus Points

Earn 50,000 bonus Reward Points

Earn 50,000 bonus Reward Points with your new ANZ Rewards card when you spend $1,000 on eligible purchases in the first 3 months from approval.

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RateCity Says: A rewards card from a major Australian bank that offers customers 50,000 bonus points on sign up.

Purchase Rate

Purchase Rate

20.24

% p.a

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Annual Fee

Annual Fee

$80

Max Free Days

Max Free Days

55

Late Payment Fee

$20

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Purchase Rate

Purchase Rate

20.24

% p.a

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Annual Fee

Annual Fee

$80

Max Free Days

Max Free Days

55

Late Payment Fee

$20

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Quick credit card review

For Rewards

These are the benefits of this credit card.

  • Rewards Available through ANZ Rewards
  • Bonus 50,000 points subject to eligibility conditions
  • Apple Pay, Google Pay and Samsung Pay available
  • Partner discounts

These are the drawbacks of this credit card.

  • Higher than average ongoing purchase rate
  • Higher than average ongoing annual fee
  • Does not offer free supplementary cards

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Credit card overview

For Rewards

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Details

Card Level

Gold

Card Type

Visa

Interest Free Days

Interest Free Days

55

Minimum monthly repayment

2% or $25

Minimum credit limit

$1k

Maximum credit limit

No set max

Free supplementary cards

Number free supplementary

0

Instant Approval

Fees

Annual Fee

Annual Fee

$80

Annual Fee Spend Waiver

Supplementary card annual fee

$65

Late Payment Fee

$20

Over limit fee

$20

Duplicate statement fee

$0

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Electronic Wallet Service

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Important Rates

Rates

Purchase Rate

Purchase Rate

20.24

% p.a

Cash advance rate

20.24%

Cash advance fee

2% or $4

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

$0

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Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

Overseas charges

$6

Estimated ATM Cost

$15

for AU $300 withdrawal

Rewards

Program name

ANZ Rewards

Rewards Available

Gift Card

Eligibility

Minimum age

18

Minimum income

$0

Eligibility conditions

A non-permanent resident with more than 9 months remaining on your Visa

Residency

Permanent Resident, Australia Citizen, Business Long Stay Visa, Temporary Visa 12 Months Valid, 457 Visa holder

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Earn Rates

RateCard TypeEarnsCondition
1 point for $1 spentVisaUp to $1k monthlyeligible purchases
0.5 points for $1 spentVisauncappedeligible purchases

Perks

  • PARTNER DISCOUNTS
Specials
  • Bonus Points Earn 50,000 bonus Reward Points
    Earn 50,000 bonus Reward Points with your new ANZ Rewards card when you spend $1,000 on eligible purchases in the first 3 months from approval.

Target Market Determination

Visit ANZ to view Target Market Determination.

Other Restrictions

New Card. T&Cs, spend, eligibility criteria, fees and charges apply (including annual fee currently $80)

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