On this page
Bonus Points
Earn 50,000 bonus Reward PointsEarn 50,000 bonus Reward Points with your new ANZ Rewards card when you spend $1,000 on eligible purchases in the first 3 months from approval.
RateCity Says: A rewards card from a major Australian bank that offers customers 50,000 bonus points on sign up.

On this page
Explore
Purchase Rate
20.24
% p.a
Balance Transfer Rate
20.24
% p.a
Annual Fee
$80
Max Free Days
55
$20

On this page
Purchase Rate
20.24
% p.a
Balance Transfer Rate
20.24
% p.a
Annual Fee
$80
Max Free Days
55
$20
Quick credit card review
For Rewards
These are the benefits of this credit card.
- Rewards Available through ANZ Rewards
- Bonus 50,000 points subject to eligibility conditions
- Apple Pay, Google Pay and Samsung Pay available
- Partner discounts
These are the drawbacks of this credit card.
- Higher than average ongoing purchase rate
- Higher than average ongoing annual fee
- Does not offer free supplementary cards
Credit card overview
For Rewards
- Details
- Fees
Details
Card Level Gold | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $25 |
Minimum credit limit $1k | Maximum credit limit No set max |
Free supplementary cards | Number free supplementary 0 |
Instant Approval |
Fees
Annual Fee Annual Fee $80 | Annual Fee Spend Waiver |
Supplementary card annual fee $65 | Late Payment Fee $20 |
Over limit fee $20 | Duplicate statement fee $0 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 20.24 % p.a |
Cash advance rate 20.24% |
Cash advance fee 2% or $4 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 20.24 % p.a |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee $0 |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $6 |
Estimated ATM Cost $15 for AU $300 withdrawal |
Rewards
Program name ANZ Rewards |
Rewards Available Gift Card |
Eligibility
Minimum age 18 |
Minimum income $0 |
Eligibility conditions A non-permanent resident with more than 9 months remaining on your Visa |
Residency Permanent Resident, Australia Citizen, Business Long Stay Visa, Temporary Visa 12 Months Valid, 457 Visa holder |
Earn Rates
Rate | Card Type | Earns | Condition |
---|---|---|---|
1 point for $1 spent | Visa | Up to $1k monthly | eligible purchases |
0.5 points for $1 spent | Visa | uncapped | eligible purchases |
Perks
- PARTNER DISCOUNTS
- Bonus Points Earn 50,000 bonus Reward PointsEarn 50,000 bonus Reward Points with your new ANZ Rewards card when you spend $1,000 on eligible purchases in the first 3 months from approval.
Target Market Determination
Visit ANZ to view Target Market Determination.
Other Restrictions
New Card. T&Cs, spend, eligibility criteria, fees and charges apply (including annual fee currently $80)