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Newcastle Permanent Building Society

Real Deal Home Loan

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Cashback

Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply. ~ Ends in 4 months

Apply by 31 March 2022 The total loan refinanced, either jointly or individually with NPBS must be $250,000 or more, and The refinanced loan must have a maximum Loan to Valuation Ratio of 80%. Limited time offer extended, T&Cs apply.

announcement

RateCity Says: Enjoy a special discounted variable interest rate, plus access to redraw. Pay no upfront fees, and if you're refinancing, you can get $2000 cashback.

Awards

Winner of Best Home Loans Over 1m, Best Variable, RateCity Gold Awards 2021

Interest rate

2.22

% p.a

Variable

Comparison Rate*

2.26

% p.a

Maximum LVR
80%
Real Time Rating™

3.72

/ 5
Monthly Repayment

$1,304

based on $300,000 loan amount for 25 years at 2.22%

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Interest rate

2.22

% p.a

Variable

Comparison Rate*

2.26

% p.a

Maximum LVR
80%
Real Time Rating™

3.72

/ 5
Monthly Repayment

$1,304

based on $300,000 loan amount for 25 years at 2.22%

Go to site
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Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,304

based on $300,000 loan amount for 25 years at 2.22%

Quick home loan review

For Real Deal Variable Home Loan Special (Principal and Interest) (LVR < 80%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • Redraw facility available
  • Parents can sign as guarantor
  • Extra repayments and redraw facility
  • Split account option
  • Features on 2021 RateCity Awards

These are the drawbacks of this home loan.

  • No offset account
  • Discharge fee at end of loan

Home loan overview

For Real Deal Variable Home Loan Special (Principal and Interest) (LVR < 80%)

TMD

Details

Maximum LVR

80%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $10

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

250

Application method

Online

Phone

Broker

In branch

Specials
  • Cashback Refinance and get $2,000 cashback for home loans over $250k with LVR ≤80%. Limited time offer extended, T&Cs apply.
    Apply by 31 March 2022 The total loan refinanced, either jointly or individually with NPBS must be $250,000 or more, and The refinanced loan must have a maximum Loan to Valuation Ratio of 80%. Limited time offer extended, T&Cs apply.

Target Market Determination

Visit Newcastle Permanent Building Society to view Target Market Determination.

Other Restrictions

Must be new borrower with new borrowings of $150,000 or more, OR existing borrowers who apply for an increase in their borrowings by $150,000 or more.

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