RateCity Says: Enjoy the benefits of an investment strategy based on your age and account balance.
Winner of SuperRatings Platinum 2021 MySuper, 7 Yr Platinum Performance 2014-2021, Fund of the Year 2021, Net Benefit Finalist 2021, Smooth Ride 2021, MySuper of the Year Finalist 2021
Quick superannuation review
For QSuper Lifetime
These are the benefits of this superannuation.
- Access to scaled financial advice at no additional cost and an award-winning contact centre.
- Income protection, total and permanent disability, and death cover insurance options
- Extensive seminars program (over 550 free seminars per annum) including metropolitan and regional offerings.
Winner of the SuperRatings 2021 Fund of the Year award, QSuper is one of Australia's largest and oldest superannuation funds and was originally established to provide for the retirement needs of Queensland Government employees. The fund is now a public offer fund and allows members from all industries to apply for membership. QSuper was the winner of the 2021 Smooth Ride award and�Money�magazine's Best Value MySuper Product and Best Value Super Fund for Young People and was also nominated as a finalist for the 2021 MySuper of the Year and the 2021 Net Benefit awards.QSuper Lifetime, the fund's MySuper compliant investment strategy, offers a lifecycle investment approach to provide a tailored investment strategy that considers a member's age and their QSuper Lifetime balance. Members may also select from 5 Diversified and 4 Single Sector options, as well as, Self Invest, which provides access to Direct Shares listed on the S&P/ASX 300, a range of Exchange Traded Funds (ETFs) and Term Deposits. The QSuper Lifetime Outlook option outperformed the relevant SuperRatings Index over the 3- and 5-year periods to 30 June 2020. Fees are lower than the industry average across all account balances assessed. Administration fees paid in excess of $900 are refunded to the member in July of the following financial year. The fund does not charge an investment switching fee or a buy sell spread. QSuper's insurance offering allows eligible members to apply for up to $3 million of Death cover and up to $3 million of Total and Permanent Disability (TPD) cover. Income Protection with a benefit period of 2 years, 5 years or to age 65, covering up to 87.75% of salary, is available following a 30-, 60- or 90-day waiting period. The fund offers high quality educational material, interactive tools and calculators, as well as seminars at no additional cost. Further, members are able to view and update account details, as well as perform transactions through the secure Member Online portal or the QSuper App.
For QSuper Lifetime
- Insurance Cover
Account size discount
Financial planning service
Non-lapsing binding nominations
Employer size discount
Insurance life event increases
Total and permanent disability cover
Long term income protection
Administration fee (%)
Indirect cost ratio (%)
Target Market Determination
Visit QSuper to view Target Market Determination.