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ANZ

ANZ Platinum

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Purchase Offers

0% p.a. for 17 months on purchases and $0 Annual Fee in First Year with an ANZ Platinum credit card*

*Reverts to standard purchase rate, currently 20.24% p.a. In each subsequent year, standard Annual Fee (currently $87) applies. Eligibility criteria, T&Cs, fees and charges apply.

announcement

RateCity Says: Enjoy a range of perks and a competitive zero per cent interest free offer for cardholders who want to be rewarded for paying off their balances.

Purchase Rate

Purchase Rate

0.00

% p.a

for 17 months then 20.24%

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Annual Fee

Annual Fee

$0

for 12 months then $87

Max Free Days

Max Free Days

55

Late Payment Fee

$20

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Purchase Rate

Purchase Rate

0.00

% p.a

for 17 months then 20.24%

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Annual Fee

Annual Fee

$0

for 12 months then $87

Max Free Days

Max Free Days

55

Late Payment Fee

$20

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Quick credit card review

For Platinum

These are the benefits of this credit card.

  • Reduced $0 annual fee in the first 12 months and $87 p.a thereafter.
  • Annual fee of $87 is refunded when you spend $20,000 on purchases every 12 months
  • Apple Pay, Google Pay and Samsung Pay available
  • Free domestic travel insurance
  • Free supplementary cards
  • Purchase protection insurance
  • Extended warranty
  • Concierge
  • International travel insurance
  • Rental vehicle excess in australia insurance
  • Guaranteed pricing scheme
  • Transit accident insurance

These are the drawbacks of this credit card.

  • Higher than average ongoing purchase rate
  • Higher than average ongoing annual fee
  • No reward program

TMD

Credit card overview

For Platinum

TMD

Details

Card Level

Platinum

Card Type

Visa

Interest Free Days

Interest Free Days

55

Minimum monthly repayment

2% or $25

Minimum credit limit

$6k

Maximum credit limit

No set max

Free supplementary cards

Number free supplementary

9

Instant Approval

Fees

Annual Fee

Annual Fee

$0

for 12 months then $87

Annual Fee Spend Waiver

$20k

Supplementary card annual fee

$0

Late Payment Fee

$20

Over limit fee

$20

Duplicate statement fee

$0

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Electronic Wallet Service

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Important Rates

Rates

Purchase Rate

Purchase Rate

0.00

% p.a

for 17 months then 20.24%

Cash advance rate

20.24%

Cash advance fee

2% or $4

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

$0

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Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

Overseas charges

$6

Estimated ATM Cost

$15

for AU $300 withdrawal

Rewards

Program name

Rewards Available

Eligibility

Minimum age

18

Minimum income

$0

Eligibility conditions

A non-permanent resident with more than 9 months remaining on your Visa

Residency

Australia Citizen, Permanent Resident, Business Long Stay Visa, Temporary Visa 12 Months Valid, 457 Visa holder

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Perks

  • FREE DOMESTIC TRAVEL INSURANCE Available for up to 14 days when you use your card to pay for return domestic travel
  • FREE SUPPLEMENTARY CARDS
  • PURCHASE PROTECTION INSURANCE Cover lasts for 90 days per year
  • EXTENDED WARRANTY Warranty is extended for the same duration as the original warranty up to 1 year.
  • CONCIERGE
  • INTERNATIONAL TRAVEL INSURANCE
  • RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
  • GUARANTEED PRICING SCHEME
  • TRANSIT ACCIDENT INSURANCE
Specials
  • Purchase Offers 0% p.a. for 17 months on purchases and $0 Annual Fee in First Year with an ANZ Platinum credit card*
    *Reverts to standard purchase rate, currently 20.24% p.a. In each subsequent year, standard Annual Fee (currently $87) applies. Eligibility criteria, T&Cs, fees and charges apply.

Target Market Determination

Visit ANZ to view Target Market Determination.

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