On this page
Commercial disclosure
Compare personal loans with rates from 3.99%
Find and compare personal loans from banks and lenders across Australia. Whether you're searching for fixed, variable, secured, or unsecured, compare interest rates, fees, features and more to find the personal loan for your needs. There is no single best personal loan as everyone’s needs are different. Use filters to improve your results.
Interest rate 6.49 % p.a Fixed up to 8.5% | Comparison Rate* 6.49 % p.a Fixed up to 8.5% | Company | Monthly repayment $613 36 months | Loan term 3 years to 5 years | Total repayments $22,064 | Real Time Rating™ | Go to site |  Total repayments for a 3-year, $20,000 loan at 6.49% would be $22,064*. Terms from 3-5 years | special $0 establishment fees on unsecured loans between $5,000 - $30,000 ~ Ends in 24 days |  Tech-savvy borrowers can join this digital lender, without needing to put down security. More details | Highlighted | |
Interest rate 5.75 % p.a Variable up to 7.99% | Comparison Rate* 6.47 % p.a Variable up to 8.69% | Company | Monthly repayment $606 36 months | Loan term 1 year to 7 years | Total repayments $21,822 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 6.47% would be $21,822*. Terms from 1-7 years | special Earn up to 50,000 Qantas Points with a more rewarding personal loan from Symple. | Enjoy the flexibility of a variable-rate personal loan on a competitive interest rate. More details | ||
Product | Interest rate 5.95 % p.a Fixed up to 17.95% | Comparison Rate* 5.95 % p.a Fixed up to 17.95% | Company | Monthly repayment $608 36 months | Loan term 1.5 years to 7 years | Total repayments $21,887 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 5.95% would be $21,887*. Terms from 1.5-7 years | special Celebrate no fees and none of the bank this Christmas with NOW Finance. T&C’s apply. | Make the most of this unsecured personal loan's competitive interest rate with no fees for extra repayments. More details | |
Interest rate 5.95 % p.a Fixed up to 7.49% | Comparison Rate* 5.95 % p.a Fixed up to 10.79% | Company | Monthly repayment $608 36 months | Loan term 2 years to 3 years | Total repayments $21,887 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 5.95% would be $21,887*. Terms from 2-3 years | Sign up online for a personal loan with this digital marketplace lender, and pay no ongoing fees. More details | |||
Interest rate 5.45 % p.a Fixed up to 7.05% | Comparison Rate* 6.07 % p.a Fixed up to 7.4% | Company | Monthly repayment $603 36 months | Loan term 1 year to 7 years | Total repayments $21,725 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 6.07% would be $21,725*. Terms from 1-7 years | special No extra repayment or early exit fees. Funding approved in 24 hours. Up to $75,000 loan amount |  Winner of Excellent Credit Personal Loans, RateCity Gold Awards 2021 More details | ||
Interest rate 6.39 % p.a Fixed up to 7.49% | Comparison Rate* 6.39 % p.a Fixed up to 8.19% | Company | Monthly repayment $612 36 months | Loan term 3 years to 7 years | Total repayments $22,031 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 6.39% would be $22,031*. Terms from 3-7 years | More details | |||
Interest rate 6.25 % p.a Fixed up to 19.95% | Comparison Rate* 7.64 % p.a Fixed up to 21.36% | Company | Monthly repayment $611 36 months | Loan term 1 year to 5 years | Total repayments $21,985 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 7.64% would be $21,985*. Terms from 1-5 years | special Money can be available in your bank account in as little as 60 minutes. Easy online application with low rates, fast approvals, and no early exit fees. Thousands of 5-star customer reviews. Must be employed, with decent credit history. | More details | ||
Interest rate 11.89 % p.a Variable | Comparison Rate* 12.15 % p.a Variable | Company | Monthly repayment $663 36 months | Loan term 0 year to 7 years | Total repayments $23,876 | Real Time Rating™ | Go to site | Total repayments for a 3-year, $20,000 loan at 12.15% would be $23,876*. Terms from 0-7 years | More details |