RateCity.com.au
powering smart financial decisions
Borrow amount
$20k
Interest rate

6.39

% p.a

Fixed up to 7.49%

Loan term

3 years to 7 years

Repayment frequency
Monthly
Monthly repayment

$612

36 months

Number of repayments
36
Total interest paid
$2k
Total repayments

Monthly Repayment Schedule

Results are estimates only. Please allow for slight rounding differences.

DatePrincipalInterestPaymentBalance
2021 Total$0$0$0
1Jan 2022$505.48$106.50$611.98$19,494.52
2Feb 2022$508.17$103.81$611.98$18,986.35
3Mar 2022$510.88$101.10$611.98$18,475.47
4Apr 2022$513.60$98.38$611.98$17,961.87
5May 2022$516.33$95.65$611.98$17,445.54
6Jun 2022$519.08$92.90$611.98$16,926.46
7Jul 2022$521.85$90.13$611.98$16,404.61
8Aug 2022$524.63$87.35$611.98$15,879.98
9Sep 2022$527.42$84.56$611.98$15,352.56
10Oct 2022$530.23$81.75$611.98$14,822.33
11Nov 2022$533.05$78.93$611.98$14,289.28
12Dec 2022$535.89$76.09$611.98$13,753.39
2022 Total$6,246.61$1,097.15$7,343.76
13Jan 2023$538.74$73.24$611.98$13,214.65
14Feb 2023$541.61$70.37$611.98$12,673.04
15Mar 2023$544.50$67.48$611.98$12,128.54
16Apr 2023$547.40$64.58$611.98$11,581.14
17May 2023$550.31$61.67$611.98$11,030.83
18Jun 2023$553.24$58.74$611.98$10,477.59
19Jul 2023$556.19$55.79$611.98$9,921.40
20Aug 2023$559.15$52.83$611.98$9,362.25
21Sep 2023$562.13$49.85$611.98$8,800.12
22Oct 2023$565.12$46.86$611.98$8,235.00
23Nov 2023$568.13$43.85$611.98$7,666.87
24Dec 2023$571.15$40.83$611.98$7,095.72
2023 Total$6,657.67$686.09$7,343.76
25Jan 2024$574.20$37.78$611.98$6,521.52
26Feb 2024$577.25$34.73$611.98$5,944.27
27Mar 2024$580.33$31.65$611.98$5,363.94
28Apr 2024$583.42$28.56$611.98$4,780.52
29May 2024$586.52$25.46$611.98$4,194.00
30Jun 2024$589.65$22.33$611.98$3,604.35
31Jul 2024$592.79$19.19$611.98$3,011.56
32Aug 2024$595.94$16.04$611.98$2,415.62
33Sep 2024$599.12$12.86$611.98$1,816.50
34Oct 2024$602.31$9.67$611.98$1,214.19
35Nov 2024$605.51$6.47$611.98$608.68
36Dec 2024$608.68$3.24$611.92$0.00
2024 Total$7,095.72$247.98$7,343.7