OurMoneyMarket Low Rate Personal Loan Unsecured (Excellent Credit) | Compare Your Repayments | RateCity
Borrow amount
$20k
Interest rate
5.45
% p.a
Fixed up to 7.05%
Loan term
1 year to 7 years
Repayment frequency
Monthly
Monthly repayment
$603
36 months
Number of repayments
36
Total interest paid
$1.7k
Total repayments
$21,725
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 2021 Total | $0 | $0 | $0 | ||
| 1 | Jan 2022 | $512.64 | $90.83 | $603.47 | $19,487.36 |
| 2 | Feb 2022 | $514.96 | $88.51 | $603.47 | $18,972.40 |
| 3 | Mar 2022 | $517.30 | $86.17 | $603.47 | $18,455.10 |
| 4 | Apr 2022 | $519.65 | $83.82 | $603.47 | $17,935.45 |
| 5 | May 2022 | $522.01 | $81.46 | $603.47 | $17,413.44 |
| 6 | Jun 2022 | $524.38 | $79.09 | $603.47 | $16,889.06 |
| 7 | Jul 2022 | $526.77 | $76.70 | $603.47 | $16,362.29 |
| 8 | Aug 2022 | $529.16 | $74.31 | $603.47 | $15,833.13 |
| 9 | Sep 2022 | $531.56 | $71.91 | $603.47 | $15,301.57 |
| 10 | Oct 2022 | $533.98 | $69.49 | $603.47 | $14,767.59 |
| 11 | Nov 2022 | $536.40 | $67.07 | $603.47 | $14,231.19 |
| 12 | Dec 2022 | $538.84 | $64.63 | $603.47 | $13,692.35 |
| 2022 Total | $6,307.65 | $933.99 | $7,241.64 | ||
| 13 | Jan 2023 | $541.28 | $62.19 | $603.47 | $13,151.07 |
| 14 | Feb 2023 | $543.74 | $59.73 | $603.47 | $12,607.33 |
| 15 | Mar 2023 | $546.21 | $57.26 | $603.47 | $12,061.12 |
| 16 | Apr 2023 | $548.69 | $54.78 | $603.47 | $11,512.43 |
| 17 | May 2023 | $551.18 | $52.29 | $603.47 | $10,961.25 |
| 18 | Jun 2023 | $553.69 | $49.78 | $603.47 | $10,407.56 |
| 19 | Jul 2023 | $556.20 | $47.27 | $603.47 | $9,851.36 |
| 20 | Aug 2023 | $558.73 | $44.74 | $603.47 | $9,292.63 |
| 21 | Sep 2023 | $561.27 | $42.20 | $603.47 | $8,731.36 |
| 22 | Oct 2023 | $563.82 | $39.65 | $603.47 | $8,167.54 |
| 23 | Nov 2023 | $566.38 | $37.09 | $603.47 | $7,601.16 |
| 24 | Dec 2023 | $568.95 | $34.52 | $603.47 | $7,032.21 |
| 2023 Total | $6,660.14 | $581.5 | $7,241.64 | ||
| 25 | Jan 2024 | $571.53 | $31.94 | $603.47 | $6,460.68 |
| 26 | Feb 2024 | $574.13 | $29.34 | $603.47 | $5,886.55 |
| 27 | Mar 2024 | $576.74 | $26.73 | $603.47 | $5,309.81 |
| 28 | Apr 2024 | $579.35 | $24.12 | $603.47 | $4,730.46 |
| 29 | May 2024 | $581.99 | $21.48 | $603.47 | $4,148.47 |
| 30 | Jun 2024 | $584.63 | $18.84 | $603.47 | $3,563.84 |
| 31 | Jul 2024 | $587.28 | $16.19 | $603.47 | $2,976.56 |
| 32 | Aug 2024 | $589.95 | $13.52 | $603.47 | $2,386.61 |
| 33 | Sep 2024 | $592.63 | $10.84 | $603.47 | $1,793.98 |
| 34 | Oct 2024 | $595.32 | $8.15 | $603.47 | $1,198.66 |
| 35 | Nov 2024 | $598.03 | $5.44 | $603.47 | $600.63 |
| 36 | Dec 2024 | $600.63 | $2.73 | $603.36 | $0.00 |
| 2024 Total | $7,032.21 | $209.32 | $7,241.53 |