Wisr Car Loan | Compare Your Repayments | RateCity
Borrow amount
$30k
Interest rate
From
4.74
% p.a
Fixed
Comparison Rate*
5.57
% p.a
Loan term
0 year to 7 years
Repayment frequency
Monthly
Monthly repayment
$563
Number of repayments
60
Total interest paid
$3.8k
Total repayments
$33,754
Monthly Repayment Schedule
Results are estimates only. Please allow for slight rounding differences.
| № | Date | Principal | Interest | Payment | Balance |
|---|---|---|---|---|---|
| 2021 Total | $0 | $0 | $0 | ||
| 1 | Jan 2022 | $444.07 | $118.50 | $562.57 | $29,555.93 |
| 2 | Feb 2022 | $445.82 | $116.75 | $562.57 | $29,110.11 |
| 3 | Mar 2022 | $447.59 | $114.98 | $562.57 | $28,662.52 |
| 4 | Apr 2022 | $449.35 | $113.22 | $562.57 | $28,213.17 |
| 5 | May 2022 | $451.13 | $111.44 | $562.57 | $27,762.04 |
| 6 | Jun 2022 | $452.91 | $109.66 | $562.57 | $27,309.13 |
| 7 | Jul 2022 | $454.70 | $107.87 | $562.57 | $26,854.43 |
| 8 | Aug 2022 | $456.50 | $106.07 | $562.57 | $26,397.93 |
| 9 | Sep 2022 | $458.30 | $104.27 | $562.57 | $25,939.63 |
| 10 | Oct 2022 | $460.11 | $102.46 | $562.57 | $25,479.52 |
| 11 | Nov 2022 | $461.93 | $100.64 | $562.57 | $25,017.59 |
| 12 | Dec 2022 | $463.75 | $98.82 | $562.57 | $24,553.84 |
| 2022 Total | $5,446.16 | $1,304.68 | $6,750.84 | ||
| 13 | Jan 2023 | $465.58 | $96.99 | $562.57 | $24,088.26 |
| 14 | Feb 2023 | $467.42 | $95.15 | $562.57 | $23,620.84 |
| 15 | Mar 2023 | $469.27 | $93.30 | $562.57 | $23,151.57 |
| 16 | Apr 2023 | $471.12 | $91.45 | $562.57 | $22,680.45 |
| 17 | May 2023 | $472.98 | $89.59 | $562.57 | $22,207.47 |
| 18 | Jun 2023 | $474.85 | $87.72 | $562.57 | $21,732.62 |
| 19 | Jul 2023 | $476.73 | $85.84 | $562.57 | $21,255.89 |
| 20 | Aug 2023 | $478.61 | $83.96 | $562.57 | $20,777.28 |
| 21 | Sep 2023 | $480.50 | $82.07 | $562.57 | $20,296.78 |
| 22 | Oct 2023 | $482.40 | $80.17 | $562.57 | $19,814.38 |
| 23 | Nov 2023 | $484.30 | $78.27 | $562.57 | $19,330.08 |
| 24 | Dec 2023 | $486.22 | $76.35 | $562.57 | $18,843.86 |
| 2023 Total | $5,709.98 | $1,040.86 | $6,750.84 | ||
| 25 | Jan 2024 | $488.14 | $74.43 | $562.57 | $18,355.72 |
| 26 | Feb 2024 | $490.06 | $72.51 | $562.57 | $17,865.66 |
| 27 | Mar 2024 | $492.00 | $70.57 | $562.57 | $17,373.66 |
| 28 | Apr 2024 | $493.94 | $68.63 | $562.57 | $16,879.72 |
| 29 | May 2024 | $495.90 | $66.67 | $562.57 | $16,383.82 |
| 30 | Jun 2024 | $497.85 | $64.72 | $562.57 | $15,885.97 |
| 31 | Jul 2024 | $499.82 | $62.75 | $562.57 | $15,386.15 |
| 32 | Aug 2024 | $501.79 | $60.78 | $562.57 | $14,884.36 |
| 33 | Sep 2024 | $503.78 | $58.79 | $562.57 | $14,380.58 |
| 34 | Oct 2024 | $505.77 | $56.80 | $562.57 | $13,874.81 |
| 35 | Nov 2024 | $507.76 | $54.81 | $562.57 | $13,367.05 |
| 36 | Dec 2024 | $509.77 | $52.80 | $562.57 | $12,857.28 |
| 2024 Total | $5,986.58 | $764.26 | $6,750.84 | ||
| 37 | Jan 2025 | $511.78 | $50.79 | $562.57 | $12,345.50 |
| 38 | Feb 2025 | $513.81 | $48.76 | $562.57 | $11,831.69 |
| 39 | Mar 2025 | $515.83 | $46.74 | $562.57 | $11,315.86 |
| 40 | Apr 2025 | $517.87 | $44.70 | $562.57 | $10,797.99 |
| 41 | May 2025 | $519.92 | $42.65 | $562.57 | $10,278.07 |
| 42 | Jun 2025 | $521.97 | $40.60 | $562.57 | $9,756.10 |
| 43 | Jul 2025 | $524.03 | $38.54 | $562.57 | $9,232.07 |
| 44 | Aug 2025 | $526.10 | $36.47 | $562.57 | $8,705.97 |
| 45 | Sep 2025 | $528.18 | $34.39 | $562.57 | $8,177.79 |
| 46 | Oct 2025 | $530.27 | $32.30 | $562.57 | $7,647.52 |
| 47 | Nov 2025 | $532.36 | $30.21 | $562.57 | $7,115.16 |
| 48 | Dec 2025 | $534.47 | $28.10 | $562.57 | $6,580.69 |
| 2025 Total | $6,276.59 | $474.25 | $6,750.84 | ||
| 49 | Jan 2026 | $536.58 | $25.99 | $562.57 | $6,044.11 |
| 50 | Feb 2026 | $538.70 | $23.87 | $562.57 | $5,505.41 |
| 51 | Mar 2026 | $540.82 | $21.75 | $562.57 | $4,964.59 |
| 52 | Apr 2026 | $542.96 | $19.61 | $562.57 | $4,421.63 |
| 53 | May 2026 | $545.10 | $17.47 | $562.57 | $3,876.53 |
| 54 | Jun 2026 | $547.26 | $15.31 | $562.57 | $3,329.27 |
| 55 | Jul 2026 | $549.42 | $13.15 | $562.57 | $2,779.85 |
| 56 | Aug 2026 | $551.59 | $10.98 | $562.57 | $2,228.26 |
| 57 | Sep 2026 | $553.77 | $8.80 | $562.57 | $1,674.49 |
| 58 | Oct 2026 | $555.96 | $6.61 | $562.57 | $1,118.53 |
| 59 | Nov 2026 | $558.15 | $4.42 | $562.57 | $560.38 |
| 60 | Dec 2026 | $560.36 | $2.21 | $562.57 | $0.02 |
| 2026 Total | $6,580.67 | $170.17 | $6,750.84 |