RateCity.com.au
powering smart financial decisions
WLTH

Ocean Owner Occupied Variable (No Annual Fee)

Cashback

Receive $1,000 when you refinance min of $250k with WLTH from 26 July. Settle by 30 November 2021. Terms, conditions, eligibility and credit criteria apply.

announcement

RateCity Says: If you have 40% deposit or equity available in your home, you may be able to enjoy the benefits of this rate, plus offset and redraw, with no ongoing fees.

Interest rate

1.99

% p.a

Variable

Comparison Rate*

2.05

% p.a

Maximum LVR
60%
Real Time Rating™

4.23

/ 5
Monthly Repayment

$1,270

based on $300,000 loan amount for 25 years at 1.99%

Go to site
Interest rate

1.99

% p.a

Variable

Comparison Rate*

2.05

% p.a

Maximum LVR
60%
Real Time Rating™

4.23

/ 5
Monthly Repayment

$1,270

based on $300,000 loan amount for 25 years at 1.99%

Go to site

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,270

based on $300,000 loan amount for 25 years at 1.99%

Quick home loan review

For Ocean O/O 60

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility
  • Split account option

These are the drawbacks of this home loan.

  • Higher than average upfront fee
  • Discharge fee at end of loan
  • Maximum loan amount is limited to 60% of the property's value

Home loan overview

For Ocean O/O 60

TMD

Details

Maximum LVR

60%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

3 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

597

Application fee

0

Valuation fee

At Cost

Settlement fee

300

Other upfront fee

0

Ongoing fee

$0

Discharge fee

535

Application method

Phone

Broker

In branch

Specials
  • Cashback Receive $1,000 when you refinance min of $250k with WLTH from 26 July. Settle by 30 November 2021. Terms, conditions, eligibility and credit criteria apply.

Target Market Determination

Visit WLTH to view Target Market Determination.

Other Benefits

Up to 4 splits, Bpay, Direct Debit, Debt consolidation

Other Restrictions

Category 1 & 2 Postcodes

Embed