On this page
St.George Bank No Annual Fee Visa
Balance Transfer
0% for 12 months on APR0% p.a. for 12 months on APR requested at card application. The special promotional purchase rate applies from card approval, after the promotional period, the rate will switch to the variable purchase rate. New cards only, Eligibility criteria and T&Cs apply.
On this page
Explore
Purchase Rate
0.00
% p.a
for 12 months then 20.74%
Balance Transfer Rate
21.49
% p.a
Annual Fee
$0
Max Free Days
55
$15
On this page
Purchase Rate
0.00
% p.a
for 12 months then 20.74%
Balance Transfer Rate
21.49
% p.a
Annual Fee
$0
Max Free Days
55
$15
Quick credit card review
For No Annual Fee Visa
These are the benefits of this credit card.
- No Annual Fee
- Free supplementary cards
These are the drawbacks of this credit card.
- Higher than average ongoing purchase rate
- No reward program
Credit card overview
For No Annual Fee Visa
- Details
- Fees
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $10 |
Minimum credit limit $500 | Maximum credit limit $40k |
Free supplementary cards | Number free supplementary 3 |
Instant Approval |
Fees
Annual Fee Annual Fee $0 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $2 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 0.00 % p.a for 12 months then 20.74% |
Cash advance rate 21.49% |
Cash advance fee 2% or $2.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 21.49 % p.a |
Transfer Limit 80% of the approved credit limit |
Balance Transfer Fee 1% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $0 |
Eligibility conditions NO strict minimum income, all circumstantial |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS
- Balance TransferPurchase Offers 0% for 12 months on APR0% p.a. for 12 months on APR requested at card application. The special promotional purchase rate applies from card approval, after the promotional period, the rate will switch to the variable purchase rate. New cards only, Eligibility criteria and T&Cs apply.
Target Market Determination
Visit St.George Bank to view Target Market Determination.