RateCity.com.au
powering smart financial decisions
St.George Bank

St.George Bank No Annual Fee Visa

Go to site

Balance Transfer

0% for 12 months on APR

0% p.a. for 12 months on APR requested at card application. The special promotional purchase rate applies from card approval, after the promotional period, the rate will switch to the variable purchase rate. New cards only, Eligibility criteria and T&Cs apply.

Purchase Rate

Purchase Rate

0.00

% p.a

for 12 months then 20.74%

Balance Transfer Rate

Balance Transfer Rate

21.49

% p.a

Annual Fee

Annual Fee

$0

Max Free Days

Max Free Days

55

Late Payment Fee

$15

Go to site
Purchase Rate

Purchase Rate

0.00

% p.a

for 12 months then 20.74%

Balance Transfer Rate

Balance Transfer Rate

21.49

% p.a

Annual Fee

Annual Fee

$0

Max Free Days

Max Free Days

55

Late Payment Fee

$15

Go to site
Go to site

Quick credit card review

For No Annual Fee Visa

These are the benefits of this credit card.

  • No Annual Fee
  • Free supplementary cards

These are the drawbacks of this credit card.

  • Higher than average ongoing purchase rate
  • No reward program

TMD

Credit card overview

For No Annual Fee Visa

TMD

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

Interest Free Days

55

Minimum monthly repayment

2% or $10

Minimum credit limit

$500

Maximum credit limit

$40k

Free supplementary cards

Number free supplementary

3

Instant Approval

Fees

Annual Fee

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$0

Duplicate statement fee

$2

TMD

Electronic Wallet Service

TMD

Important Rates

Rates

Purchase Rate

Purchase Rate

0.00

% p.a

for 12 months then 20.74%

Cash advance rate

21.49%

Cash advance fee

2% or $2.5

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

21.49

% p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

1%

TMD

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards Available

Eligibility

Minimum age

18

Minimum income

$0

Eligibility conditions

NO strict minimum income, all circumstantial

Residency

TMD

Perks

  • FREE SUPPLEMENTARY CARDS
Specials
  • Balance TransferPurchase Offers 0% for 12 months on APR
    0% p.a. for 12 months on APR requested at card application. The special promotional purchase rate applies from card approval, after the promotional period, the rate will switch to the variable purchase rate. New cards only, Eligibility criteria and T&Cs apply.

Target Market Determination

Visit St.George Bank to view Target Market Determination.

Go to site

Embed