RateCity.com.au
powering smart financial decisions
Virgin Money

Virgin Money No Annual Fee Card

Go to site

Balance Transfer

No annual fee, 0% p.a for 12 months on balance transfers and purchases

announcement

RateCity Says: Avoid one of the biggest costs of a credit card with this competitive no annual fee offer from Virgin Money.

Purchase Rate

Purchase Rate

0.00

% p.a

for 12 months then 18.99%

Balance Transfer Rate

Balance Transfer Rate

0

% p.a

for 12 months then 20.99%

Annual Fee

Annual Fee

$0

Max Free Days

Max Free Days

55

Late Payment Fee

$30

Go to site
Purchase Rate

Purchase Rate

0.00

% p.a

for 12 months then 18.99%

Balance Transfer Rate

Balance Transfer Rate

0

% p.a

for 12 months then 20.99%

Annual Fee

Annual Fee

$0

Max Free Days

Max Free Days

55

Late Payment Fee

$30

Go to site
Go to site

Quick credit card review

For No Annual Fee Card

These are the benefits of this credit card.

  • Lower than average ongoing purchase rate
  • No Annual Fee
  • Free supplementary cards

These are the drawbacks of this credit card.

  • No reward program

TMD

Credit card overview

For No Annual Fee Card

TMD

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

Interest Free Days

55

Minimum monthly repayment

2% or $30

Minimum credit limit

$2k

Maximum credit limit

$10k

Free supplementary cards

Number free supplementary

4

Instant Approval

Fees

Annual Fee

Annual Fee

$0

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$30

Over limit fee

$40

Duplicate statement fee

$7

TMD

Electronic Wallet Service

TMD

Important Rates

Rates

Purchase Rate

Purchase Rate

0.00

% p.a

for 12 months then 18.99%

Cash advance rate

20.99%

Cash advance fee

2.7% or $2.7

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

0

% p.a

for 12 months then 20.99%

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

$0

TMD

Overseas spending

Foreign Exchange Fee

3.3% on Visa

Overseas charges

Overseas charges

$5

Estimated ATM Cost

$14.9

for AU $300 withdrawal

Rewards

Program name

Rewards Available

Eligibility

Minimum age

25

Minimum income

$35k

Eligibility conditions

Residency

TMD

Perks

  • FREE SUPPLEMENTARY CARDS
Specials
  • Balance TransferPurchase Offers No annual fee, 0% p.a for 12 months on balance transfers and purchases

Target Market Determination

Visit Virgin Money to view Target Market Determination.

Other Benefits

Balance transfer fee refunded if you spend $2000 on eligible purchases in the first 3 months from card approval.

Other Restrictions

Balance must be paid in full each month (including balances transferred) to receive interest free days. No interest free days apply while you have a balance transfer.

Go to site

Embed