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Bendigo Bank

Bendigo Bank Low Rate Credit Card

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Purchase Offers

0% on purchases for up to 18 months from account opening.

0% for up to 18 months from account opening. At the end of 18 months from account opening, the remaining purchase balance will revert to the standard purchase interest rate of 11.99% p.a.

announcement

RateCity Says: A low rate Mastercard option with a purchase rate offer and a low annual fee.

Purchase Rate

Purchase Rate

0.00

% p.a

for 18 months then 11.99%

Balance Transfer Rate

Balance Transfer Rate

13.99

% p.a

Annual Fee

Annual Fee

$45

Max Free Days

Max Free Days

55

Late Payment Fee

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Purchase Rate

Purchase Rate

0.00

% p.a

for 18 months then 11.99%

Balance Transfer Rate

Balance Transfer Rate

13.99

% p.a

Annual Fee

Annual Fee

$45

Max Free Days

Max Free Days

55

Late Payment Fee

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Quick credit card review

For Low Rate Credit Card

These are the benefits of this credit card.

  • Ongoing purchase rate ranked in the best 20%
  • Lower than average annual fee
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards

These are the drawbacks of this credit card.

  • No reward program

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Credit card overview

For Low Rate Credit Card

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Details

Card Level

Standard

Card Type

MasterCard

Interest Free Days

Interest Free Days

55

Minimum monthly repayment

3% or $10

Minimum credit limit

$500

Maximum credit limit

No set max

Free supplementary cards

Number free supplementary

1

Instant Approval

Fees

Annual Fee

Annual Fee

$45

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

Over limit fee

$0

Duplicate statement fee

$0

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Electronic Wallet Service

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Important Rates

Rates

Purchase Rate

Purchase Rate

0.00

% p.a

for 18 months then 11.99%

Cash advance rate

13.99%

Cash advance fee

0.5% or $3.25

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

13.99

% p.a

Transfer Limit

80%

of the approved credit limit

Balance Transfer Fee

2%

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Overseas spending

Foreign Exchange Fee

3% on Mastercard

Overseas charges

Overseas charges

$5

Estimated ATM Cost

-

Rewards

Program name

Rewards Available

Eligibility

Minimum age

18

Minimum income

$0

Eligibility conditions

Residency

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Perks

  • FREE SUPPLEMENTARY CARDS Supplementary cardholder must be over 16 years of age
Specials
  • Purchase Offers 0% on purchases for up to 18 months from account opening.
    0% for up to 18 months from account opening. At the end of 18 months from account opening, the remaining purchase balance will revert to the standard purchase interest rate of 11.99% p.a.

Target Market Determination

Visit Bendigo Bank to view Target Market Determination.

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