RateCity.com.au
powering smart financial decisions
Homeloans.com.au

Low Rate Home Loan - Prime (Owner Occupied) (Principal and Interest)

View Now
announcement

RateCity Says: Do you have 40% deposit or equity available? Pay no ongoing fees and enjoy access to extra repayments and a redraw facility for your owner-occupied home loan.

Interest rate

1.89

% p.a

Variable

Comparison Rate*

1.89

% p.a

Maximum LVR
60%
Real Time Rating™

4.22

/ 5
Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Go to site
Interest rate

1.89

% p.a

Variable

Comparison Rate*

1.89

% p.a

Maximum LVR
60%
Real Time Rating™

4.22

/ 5
Monthly Repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Go to site
View Now

Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$1,256

based on $300,000 loan amount for 25 years at 1.89%

Quick home loan review

For Low Rate Home Loan - Prime (Principal and Interest) (Owner Occupied) (LVR < 60%)

These are the benefits of this home loan.

  • Interest rates ranked in the best 20%
  • No upfront or ongoing fees
  • 100% full offset account
  • Extra repayments and redraw facility
  • Free redraw facility

These are the drawbacks of this home loan.

  • Maximum loan amount is limited to 60% of the property's value
  • No repayment holidays

Home loan overview

For Low Rate Home Loan - Prime (Principal and Interest) (Owner Occupied) (LVR < 60%)

TMD

Details

Maximum LVR

60%

Total Repayments

Interest rate type

Variable

Borrowing range

Suitable for

Owner Occupiers

Loan term range

1 - 30 years

Principal & interest

Interest only

Applicable states

ACT, NSW, NT, QLD, SA, TAS, VIC, WA

Make repayments

Fortnightly, Monthly, Weekly

Features

Extra repayments

Unlimited extra repayments

Redraw facility

Redraw fee: $0

Split interest facility

Loan portable

Repayment holiday available

Allow guarantors

Available for first home buyers

Fees

Total estimated upfront fees

0

Application fee

0

Valuation fee

$0

Settlement fee

0

Other upfront fee

0

Ongoing fee

$0

Discharge fee

0

Application method

Online

Phone

Broker

In branch

Target Market Determination

Visit Homeloans.com.au to view Target Market Determination.

View Now

Embed