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NAB

NAB Low Fee Card

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Balance Transfer

0% p.a. on balance transfers for 6 months

After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 1 October 2020).

announcement

RateCity Says: Wanting to keep ongoing costs down with your credit card? This low fee offering comes with a low annual fee and high amount of interest-free days.

Purchase Rate

Purchase Rate

19.74

% p.a

Balance Transfer Rate

Balance Transfer Rate

0

% p.a

for 6 months then 21.74%

Annual Fee

Annual Fee

$30

Max Free Days

Max Free Days

44

Late Payment Fee

$15

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Purchase Rate

Purchase Rate

19.74

% p.a

Balance Transfer Rate

Balance Transfer Rate

0

% p.a

for 6 months then 21.74%

Annual Fee

Annual Fee

$30

Max Free Days

Max Free Days

44

Late Payment Fee

$15

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Quick credit card review

For Low Fee Card

These are the benefits of this credit card.

  • Annual fee ranked in the lowest 20%
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards
  • Purchase protection insurance

These are the drawbacks of this credit card.

  • Higher than average ongoing purchase rate
  • No reward program

TMD

Credit card overview

For Low Fee Card

TMD

Details

Card Level

Standard

Card Type

Visa

Interest Free Days

Interest Free Days

44

Minimum monthly repayment

2% or $25

Minimum credit limit

$1k

Maximum credit limit

No set max

Free supplementary cards

Number free supplementary

1

Instant Approval

Fees

Annual Fee

Annual Fee

$30

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$15

Over limit fee

$0

Duplicate statement fee

$7

TMD

Electronic Wallet Service

TMD

Important Rates

Rates

Purchase Rate

Purchase Rate

19.74

% p.a

Cash advance rate

21.74%

Cash advance fee

2% or $2.5

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

0

% p.a

for 6 months then 21.74%

Transfer Limit

No set max

Balance Transfer Fee

2%

TMD

Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

Overseas charges

$5

Estimated ATM Cost

$14

for AU $300 withdrawal

Rewards

Program name

Rewards Available

Eligibility

Minimum age

18

Minimum income

$0

Eligibility conditions

Residency

TMD

Perks

  • FREE SUPPLEMENTARY CARDS Supplementary cardholder must be over 16 years of age
  • PURCHASE PROTECTION INSURANCE Cover lasts for 62 days per year
Specials
  • Balance Transfer 0% p.a. on balance transfers for 6 months
    After 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 1 October 2020).

Target Market Determination

Visit NAB to view Target Market Determination.

Other Benefits

Access to six complimentary insurances when you make eligible purchases.

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