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NAB Low Fee Card
Balance Transfer
0% p.a. on balance transfers for 6 monthsAfter 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 1 October 2020).
RateCity Says: Wanting to keep ongoing costs down with your credit card? This low fee offering comes with a low annual fee and high amount of interest-free days.
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Explore
Purchase Rate
19.74
% p.a
Balance Transfer Rate
0
% p.a
for 6 months then 21.74%
Annual Fee
$30
Max Free Days
44
$15
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Purchase Rate
19.74
% p.a
Balance Transfer Rate
0
% p.a
for 6 months then 21.74%
Annual Fee
$30
Max Free Days
44
$15
Quick credit card review
For Low Fee Card
These are the benefits of this credit card.
- Annual fee ranked in the lowest 20%
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
- Purchase protection insurance
These are the drawbacks of this credit card.
- Higher than average ongoing purchase rate
- No reward program
Credit card overview
For Low Fee Card
- Details
- Fees
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 44 | Minimum monthly repayment 2% or $25 |
Minimum credit limit $1k | Maximum credit limit No set max |
Free supplementary cards | Number free supplementary 1 |
Instant Approval |
Fees
Annual Fee Annual Fee $30 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $15 |
Over limit fee $0 | Duplicate statement fee $7 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 19.74 % p.a |
Cash advance rate 21.74% |
Cash advance fee 2% or $2.5 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 0 % p.a for 6 months then 21.74% |
Transfer Limit No set max |
Balance Transfer Fee 2% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $5 |
Estimated ATM Cost $14 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $0 |
Eligibility conditions |
Residency |
Perks
- FREE SUPPLEMENTARY CARDS Supplementary cardholder must be over 16 years of age
- PURCHASE PROTECTION INSURANCE Cover lasts for 62 days per year
- Balance Transfer 0% p.a. on balance transfers for 6 monthsAfter 6 months, any unpaid balance transfers will attract the standard cash advance rate (currently 21.74%p.a. as at 1 October 2020).
Target Market Determination
Visit NAB to view Target Market Determination.
Other Benefits
Access to six complimentary insurances when you make eligible purchases.