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humm group

humm humm90 Platinum Mastercard

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Cashback

$400 BACK When you spend $4,000 on humm90 within first 120 days*

Plus, apply for the humm90 Platinum Mastercard and pay no annual fee for the first year (usually $99).

announcement

RateCity Says: Enjoy a credit card with higher than average interest free days and a $400 cashback offer (conditions apply). Minimum $25,000 income required.

Purchase Rate

Purchase Rate

23.99

% p.a

Balance Transfer Rate

Balance Transfer Rate

25.99

% p.a

Annual Fee

Annual Fee

$0

for 12 months then $99

Max Free Days

Max Free Days

110

Late Payment Fee

$35

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Purchase Rate

Purchase Rate

23.99

% p.a

Balance Transfer Rate

Balance Transfer Rate

25.99

% p.a

Annual Fee

Annual Fee

$0

for 12 months then $99

Max Free Days

Max Free Days

110

Late Payment Fee

$35

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Quick credit card review

For humm90 Platinum Mastercard

These are the benefits of this credit card.

  • Reduced $0 annual fee in the first 12 months and $99 p.a thereafter.
  • Ability to convert large purchases into instalment plans
  • Purchase protection insurance
  • Price guarantee

These are the drawbacks of this credit card.

  • Higher than average ongoing purchase rate
  • Higher than average ongoing annual fee
  • No reward program
  • Does not offer free supplementary cards

TMD

Credit card overview

For humm90 Platinum Mastercard

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Details

Card Level

Platinum

Card Type

MasterCard

Interest Free Days

Interest Free Days

110

Minimum monthly repayment

3% or $30

Minimum credit limit

$1k

Maximum credit limit

$50k

Free supplementary cards

Number free supplementary

Instant Approval

Fees

Annual Fee

Annual Fee

$0

for 12 months then $99

Annual Fee Spend Waiver

Supplementary card annual fee

$10

Late Payment Fee

$35

Over limit fee

Duplicate statement fee

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Electronic Wallet Service

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Important Rates

Rates

Purchase Rate

Purchase Rate

23.99

% p.a

Cash advance rate

25.99%

Cash advance fee

$0

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

25.99

% p.a

Transfer Limit

$50k

max card limit

Balance Transfer Fee

$0

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Overseas spending

Foreign Exchange Fee

$0

Overseas charges

Overseas charges

Estimated ATM Cost

-

Rewards

Program name

Rewards Available

Eligibility

Minimum age

18

Minimum income

$25k

Eligibility conditions

Residency

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Perks

  • PURCHASE PROTECTION INSURANCE Up to 180 consecutive days of worldwide cover against theft and accidental damage on eligible purchases
  • PRICE GUARANTEE If an eligible item purchased on the humm90 Platinum Mastercard is offered in a published advertisement at a lower price by a different retailer in the same city or region where the original purchase was made within 30 calendar days, you may receive a refund for the difference. Price difference must be in the same purchase channel.
Specials
  • Cashback $400 BACK When you spend $4,000 on humm90 within first 120 days*
    Plus, apply for the humm90 Platinum Mastercard and pay no annual fee for the first year (usually $99).

Target Market Determination

Visit humm group to view Target Market Determination.

Other Benefits

Up to 60 months interest free at selected retail partners. No foreign transaction fees when shopping online or travelling with your Skye Mastercard.

Other Restrictions

If you fail to pay a fixed monthly instalment, interest (calculated at the standard Card Purchase Rate) is payable on that outstanding amount.

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