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humm humm90 Platinum Mastercard
Cashback
$400 BACK When you spend $4,000 on humm90 within first 120 days*Plus, apply for the humm90 Platinum Mastercard and pay no annual fee for the first year (usually $99).
RateCity Says: Enjoy a credit card with higher than average interest free days and a $400 cashback offer (conditions apply). Minimum $25,000 income required.
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Explore
Purchase Rate
23.99
% p.a
Balance Transfer Rate
25.99
% p.a
Annual Fee
$0
for 12 months then $99
Max Free Days
110
$35
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Purchase Rate
23.99
% p.a
Balance Transfer Rate
25.99
% p.a
Annual Fee
$0
for 12 months then $99
Max Free Days
110
$35
Quick credit card review
For humm90 Platinum Mastercard
These are the benefits of this credit card.
- Reduced $0 annual fee in the first 12 months and $99 p.a thereafter.
- Ability to convert large purchases into instalment plans
- Purchase protection insurance
- Price guarantee
These are the drawbacks of this credit card.
- Higher than average ongoing purchase rate
- Higher than average ongoing annual fee
- No reward program
- Does not offer free supplementary cards
Credit card overview
For humm90 Platinum Mastercard
- Details
- Fees
Details
Card Level Platinum | Card Type MasterCard |
Interest Free Days Interest Free Days 110 | Minimum monthly repayment 3% or $30 |
Minimum credit limit $1k | Maximum credit limit $50k |
Free supplementary cards | Number free supplementary |
Instant Approval |
Fees
Annual Fee Annual Fee $0 for 12 months then $99 | Annual Fee Spend Waiver |
Supplementary card annual fee $10 | Late Payment Fee $35 |
Over limit fee | Duplicate statement fee |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 23.99 % p.a |
Cash advance rate 25.99% |
Cash advance fee $0 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 25.99 % p.a |
Transfer Limit $50k max card limit |
Balance Transfer Fee $0 |
Overseas spending
Foreign Exchange Fee $0 |
Overseas charges Overseas charges |
Estimated ATM Cost - |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $25k |
Eligibility conditions |
Residency |
Perks
- PURCHASE PROTECTION INSURANCE Up to 180 consecutive days of worldwide cover against theft and accidental damage on eligible purchases
- PRICE GUARANTEE If an eligible item purchased on the humm90 Platinum Mastercard is offered in a published advertisement at a lower price by a different retailer in the same city or region where the original purchase was made within 30 calendar days, you may receive a refund for the difference. Price difference must be in the same purchase channel.
- Cashback $400 BACK When you spend $4,000 on humm90 within first 120 days*Plus, apply for the humm90 Platinum Mastercard and pay no annual fee for the first year (usually $99).
Target Market Determination
Visit humm group to view Target Market Determination.
Other Benefits
Up to 60 months interest free at selected retail partners. No foreign transaction fees when shopping online or travelling with your Skye Mastercard.
Other Restrictions
If you fail to pay a fixed monthly instalment, interest (calculated at the standard Card Purchase Rate) is payable on that outstanding amount.