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ANZ

ANZ Frequent Flyer Black

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Bonus Points

Earn up to 130,000 bonus Qantas Points and $255 back to your new ANZ Frequent Flyer Black *

100,000 bonus Qantas Points and $255 back to your new ANZ Frequent Flyer Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval and an additional 30,000 Qantas Points when you keep your card for over 12 months New card. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $425).

Purchase Rate

Purchase Rate

20.24

% p.a

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Annual Fee

Annual Fee

$425

Max Free Days

Max Free Days

55

Late Payment Fee

$20

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Purchase Rate

Purchase Rate

20.24

% p.a

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Annual Fee

Annual Fee

$425

Max Free Days

Max Free Days

55

Late Payment Fee

$20

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Quick credit card review

For Frequent Flyer Black

These are the benefits of this credit card.

  • Rewards Available through Qantas Frequent Flyer (ANZ Frequent Flyer Black)
  • Bonus 130,000 points subject to eligibility conditions
  • Apple Pay, Google Pay and Samsung Pay available
  • Free domestic travel insurance
  • Purchase protection insurance
  • Extended warranty
  • Concierge
  • Special events
  • Partner discounts
  • Airport lounge
  • International travel insurance
  • Rental vehicle excess in australia insurance
  • Guaranteed pricing scheme
  • Transit accident insurance

These are the drawbacks of this credit card.

  • Higher than average ongoing purchase rate
  • Higher than average ongoing annual fee
  • Does not offer free supplementary cards

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Credit card overview

For Frequent Flyer Black

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Details

Card Level

Premium

Card Type

Visa

Interest Free Days

Interest Free Days

55

Minimum monthly repayment

2% or $25

Minimum credit limit

$15k

Maximum credit limit

$75k

Free supplementary cards

Number free supplementary

0

Instant Approval

Fees

Annual Fee

Annual Fee

$425

Annual Fee Spend Waiver

Supplementary card annual fee

$65

Late Payment Fee

$20

Over limit fee

$20

Duplicate statement fee

$0

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Electronic Wallet Service

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Important Rates

Rates

Purchase Rate

Purchase Rate

20.24

% p.a

Cash advance rate

20.24%

Cash advance fee

2% or $4

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

$0

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Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

Overseas charges

$6

Estimated ATM Cost

$15

for AU $300 withdrawal

Rewards

Program name

Qantas Frequent Flyer (ANZ Frequent Flyer Black)

Rewards Available

Cash Back, Domestic Flights, International Flights

Eligibility

Minimum age

18

Minimum income

$0

Eligibility conditions

A non-permanent resident with more than 9 months remaining on your Visa

Residency

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Earn Rates

RateCard TypeEarnsCondition
1 point for $1 spentVisaUp to $7.5k monthlyeligible purchases
0.5 points for $1 spentVisauncappedeligible purchases

Perks

  • FREE DOMESTIC TRAVEL INSURANCE Available for up to 14 days when you use your card to pay for return domestic travel
  • PURCHASE PROTECTION INSURANCE Cover lasts for 90 days per year
  • EXTENDED WARRANTY Warranty is extended for the same duration as the original warranty up to 1 year.
  • CONCIERGE
  • SPECIAL EVENTS
  • PARTNER DISCOUNTS
  • AIRPORT LOUNGE
  • INTERNATIONAL TRAVEL INSURANCE
  • RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
  • GUARANTEED PRICING SCHEME
  • TRANSIT ACCIDENT INSURANCE
Specials
  • Bonus PointsCashback Earn up to 130,000 bonus Qantas Points and $255 back to your new ANZ Frequent Flyer Black *
    100,000 bonus Qantas Points and $255 back to your new ANZ Frequent Flyer Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval and an additional 30,000 Qantas Points when you keep your card for over 12 months New card. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $425).

Target Market Determination

Visit ANZ to view Target Market Determination.

Other Benefits

Complimentary Qantas Frequent Flyer membership

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