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ANZ Frequent Flyer Black
Bonus Points
Earn up to 130,000 bonus Qantas Points and $255 back to your new ANZ Frequent Flyer Black *100,000 bonus Qantas Points and $255 back to your new ANZ Frequent Flyer Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval and an additional 30,000 Qantas Points when you keep your card for over 12 months New card. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $425).
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Explore
Purchase Rate
20.24
% p.a
Balance Transfer Rate
20.24
% p.a
Annual Fee
$425
Max Free Days
55
$20
On this page
Purchase Rate
20.24
% p.a
Balance Transfer Rate
20.24
% p.a
Annual Fee
$425
Max Free Days
55
$20
Quick credit card review
For Frequent Flyer Black
These are the benefits of this credit card.
- Rewards Available through Qantas Frequent Flyer (ANZ Frequent Flyer Black)
- Bonus 130,000 points subject to eligibility conditions
- Apple Pay, Google Pay and Samsung Pay available
- Free domestic travel insurance
- Purchase protection insurance
- Extended warranty
- Concierge
- Special events
- Partner discounts
- Airport lounge
- International travel insurance
- Rental vehicle excess in australia insurance
- Guaranteed pricing scheme
- Transit accident insurance
These are the drawbacks of this credit card.
- Higher than average ongoing purchase rate
- Higher than average ongoing annual fee
- Does not offer free supplementary cards
Credit card overview
For Frequent Flyer Black
- Details
- Fees
Details
Card Level Premium | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $25 |
Minimum credit limit $15k | Maximum credit limit $75k |
Free supplementary cards | Number free supplementary 0 |
Instant Approval |
Fees
Annual Fee Annual Fee $425 | Annual Fee Spend Waiver |
Supplementary card annual fee $65 | Late Payment Fee $20 |
Over limit fee $20 | Duplicate statement fee $0 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 20.24 % p.a |
Cash advance rate 20.24% |
Cash advance fee 2% or $4 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 20.24 % p.a |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee $0 |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $6 |
Estimated ATM Cost $15 for AU $300 withdrawal |
Rewards
Program name Qantas Frequent Flyer (ANZ Frequent Flyer Black) |
Rewards Available Cash Back, Domestic Flights, International Flights |
Eligibility
Minimum age 18 |
Minimum income $0 |
Eligibility conditions A non-permanent resident with more than 9 months remaining on your Visa |
Residency |
Earn Rates
| Rate | Card Type | Earns | Condition |
|---|---|---|---|
| 1 point for $1 spent | Visa | Up to $7.5k monthly | eligible purchases |
| 0.5 points for $1 spent | Visa | uncapped | eligible purchases |
Perks
- FREE DOMESTIC TRAVEL INSURANCE Available for up to 14 days when you use your card to pay for return domestic travel
- PURCHASE PROTECTION INSURANCE Cover lasts for 90 days per year
- EXTENDED WARRANTY Warranty is extended for the same duration as the original warranty up to 1 year.
- CONCIERGE
- SPECIAL EVENTS
- PARTNER DISCOUNTS
- AIRPORT LOUNGE
- INTERNATIONAL TRAVEL INSURANCE
- RENTAL VEHICLE EXCESS IN AUSTRALIA INSURANCE
- GUARANTEED PRICING SCHEME
- TRANSIT ACCIDENT INSURANCE
- Bonus PointsCashback Earn up to 130,000 bonus Qantas Points and $255 back to your new ANZ Frequent Flyer Black *100,000 bonus Qantas Points and $255 back to your new ANZ Frequent Flyer Black credit card when you spend $3,000 on eligible purchases in the first 3 months from approval and an additional 30,000 Qantas Points when you keep your card for over 12 months New card. T&Cs, eligibility criteria, fees & charges apply (including annual fee, currently $425).
Target Market Determination
Visit ANZ to view Target Market Determination.
Other Benefits
Complimentary Qantas Frequent Flyer membership