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ANZ

ANZ First

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Purchase Offers

0% p.a. for 12 months on purchases and $30 back to your new ANZ First credit card.*

*New card. Reverts to standard purchase rate, (currently 20.24% p.a.) after 12 months. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $30).

announcement

RateCity Says: Get on top of your debt with help from this ANZ credit card which charges no interest for the first 12 months.

Purchase Rate

Purchase Rate

0.00

% p.a

for 12 months then 20.24%

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Annual Fee

Annual Fee

$30

Max Free Days

Max Free Days

55

Late Payment Fee

$20

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Purchase Rate

Purchase Rate

0.00

% p.a

for 12 months then 20.24%

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Annual Fee

Annual Fee

$30

Max Free Days

Max Free Days

55

Late Payment Fee

$20

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Quick credit card review

For First

These are the benefits of this credit card.

  • Annual fee ranked in the lowest 20%
  • Apple Pay, Google Pay and Samsung Pay available
  • Free supplementary cards
  • Purchase protection insurance
  • Extended warranty

These are the drawbacks of this credit card.

  • Higher than average ongoing purchase rate
  • No reward program

TMD

Credit card overview

For First

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Details

Card Level

Standard

Card Type

Visa

Interest Free Days

Interest Free Days

55

Minimum monthly repayment

2% or $25

Minimum credit limit

$1k

Maximum credit limit

No set max

Free supplementary cards

Number free supplementary

3

Instant Approval

Fees

Annual Fee

Annual Fee

$30

Annual Fee Spend Waiver

Supplementary card annual fee

$0

Late Payment Fee

$20

Over limit fee

$20

Duplicate statement fee

$0

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Electronic Wallet Service

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Important Rates

Rates

Purchase Rate

Purchase Rate

0.00

% p.a

for 12 months then 20.24%

Cash advance rate

20.24%

Cash advance fee

2% or $4

Balance Transfer

Balance Transfer Rate

Balance Transfer Rate

20.24

% p.a

Transfer Limit

95%

of the approved credit limit

Balance Transfer Fee

2%

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Overseas spending

Foreign Exchange Fee

3% on Visa

Overseas charges

Overseas charges

$6

Estimated ATM Cost

$15

for AU $300 withdrawal

Rewards

Program name

Rewards Available

Eligibility

Minimum age

18

Minimum income

$0

Eligibility conditions

A non-permanent resident with more than 9 months remaining on your Visa

Residency

Australia Citizen, Permanent Resident, Business Long Stay Visa, Temporary Visa 12 Months Valid, 457 Visa holder

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Perks

  • FREE SUPPLEMENTARY CARDS
  • PURCHASE PROTECTION INSURANCE Cover lasts for 90 days per year
  • EXTENDED WARRANTY Warranty is extended for the same duration as the original warranty up to 1 year.
Specials
  • Purchase Offers 0% p.a. for 12 months on purchases and $30 back to your new ANZ First credit card.*
    *New card. Reverts to standard purchase rate, (currently 20.24% p.a.) after 12 months. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $30).

Target Market Determination

Visit ANZ to view Target Market Determination.

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