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ANZ First
Purchase Offers
0% p.a. for 12 months on purchases and $30 back to your new ANZ First credit card.**New card. Reverts to standard purchase rate, (currently 20.24% p.a.) after 12 months. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $30).
RateCity Says: Get on top of your debt with help from this ANZ credit card which charges no interest for the first 12 months.
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Explore
Purchase Rate
0.00
% p.a
for 12 months then 20.24%
Balance Transfer Rate
20.24
% p.a
Annual Fee
$30
Max Free Days
55
$20
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Purchase Rate
0.00
% p.a
for 12 months then 20.24%
Balance Transfer Rate
20.24
% p.a
Annual Fee
$30
Max Free Days
55
$20
Quick credit card review
For First
These are the benefits of this credit card.
- Annual fee ranked in the lowest 20%
- Apple Pay, Google Pay and Samsung Pay available
- Free supplementary cards
- Purchase protection insurance
- Extended warranty
These are the drawbacks of this credit card.
- Higher than average ongoing purchase rate
- No reward program
Credit card overview
For First
- Details
- Fees
Details
Card Level Standard | Card Type Visa |
Interest Free Days Interest Free Days 55 | Minimum monthly repayment 2% or $25 |
Minimum credit limit $1k | Maximum credit limit No set max |
Free supplementary cards | Number free supplementary 3 |
Instant Approval |
Fees
Annual Fee Annual Fee $30 | Annual Fee Spend Waiver |
Supplementary card annual fee $0 | Late Payment Fee $20 |
Over limit fee $20 | Duplicate statement fee $0 |
Electronic Wallet Service
Important Rates
Rates
Purchase Rate Purchase Rate 0.00 % p.a for 12 months then 20.24% |
Cash advance rate 20.24% |
Cash advance fee 2% or $4 |
Balance Transfer
Balance Transfer Rate Balance Transfer Rate 20.24 % p.a |
Transfer Limit 95% of the approved credit limit |
Balance Transfer Fee 2% |
Overseas spending
Foreign Exchange Fee 3% on Visa |
Overseas charges Overseas charges $6 |
Estimated ATM Cost $15 for AU $300 withdrawal |
Rewards
Program name |
Rewards Available |
Eligibility
Minimum age 18 |
Minimum income $0 |
Eligibility conditions A non-permanent resident with more than 9 months remaining on your Visa |
Residency Australia Citizen, Permanent Resident, Business Long Stay Visa, Temporary Visa 12 Months Valid, 457 Visa holder |
Perks
- FREE SUPPLEMENTARY CARDS
- PURCHASE PROTECTION INSURANCE Cover lasts for 90 days per year
- EXTENDED WARRANTY Warranty is extended for the same duration as the original warranty up to 1 year.
- Purchase Offers 0% p.a. for 12 months on purchases and $30 back to your new ANZ First credit card.**New card. Reverts to standard purchase rate, (currently 20.24% p.a.) after 12 months. T&Cs, eligibility criteria, fees and charges apply (including annual fee, currently $30).
Target Market Determination
Visit ANZ to view Target Market Determination.