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Car Loan (New and Demo Cars Only)

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announcement

RateCity Says: Drive away with a new set of wheels, without forking out ongoing fees.

Awards

Winner of Best New Car Loans, RateCity Gold Awards 2021

Interest rate

3.99

% p.a

Fixed

Comparison Rate*

4.53

% p.a

Upfront Fee

$400

Loan amount

$5k to $100k

Real Time Rating™

3.84

/ 5
Repayment

based on $30,000 loan amount for 5 years at 3.99%

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Interest rate

3.99

% p.a

Fixed

Comparison Rate*

4.53

% p.a

Upfront Fee

$400

Loan amount

$5k to $100k

Real Time Rating™

3.84

/ 5
Repayment

based on $30,000 loan amount for 5 years at 3.99%

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Calculate your repayments for this loan

I'd like to borrow

$

Loan term

years

Your estimated repayment

$552

based on $30,000 loan amount for 5 years at 3.99%

Quick car loan review

For Car Loan (New and Dealer Used) (< 5 years)

These are the benefits of this car loan.

  • Interest rates ranked in the best 20%
  • No ongoing fees
  • Flexible repayment options
  • Can apply online
  • Approval is instant
  • Features on 2021 RateCity Awards

These are the drawbacks of this car loan.

  • Higher than average application fee
  • Limited to new cars
  • Cannot apply in branch

Car loan overview

For Car Loan (New and Dealer Used) (< 5 years)

TMD

Details

Total repayments

Interest rate type

Fixed

Borrowing range

$5k - $100k

Security type

Secured

Loan term

3 years to 5 years

Secured by

Vehicle

Loan type

Is Fully Drawn Advance

Repayment frequency

Weekly, Fortnightly, Monthly

Age of car

5 years

Features

Extra repayments

Yes

Redraw facility

Instant approval

Time to funding

N/A

Fees

Upfront Fee

$400

Ongoing Fee

$0

Missed Payment Penalty

$0

Early Exit Penalty Fee

Fee Applies

Permitted Loan Purposes

New Car

Used Car

Motorcycle

Boat

Application method

Phone

Broker

In branch

Target Market Determination

Visit loans.com.au to view Target Market Determination.

Other Benefits

You have the chance to win a $1,000 fuel gift voucher. Open to customers who settle a car loan with us, until November. Terms and conditions apply.

Other Restrictions

Car Loan is not for private car sales.

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